My Health Insurance Plan is Better Than Yours! But, Is it Really…?

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My Health Insurance Plan is Better Than Yours! But…, Is it Really…?

Why is it that health care insurance is so complicated…?  Does it have to be to make it work…?  Who is profiting from it being so complicated…?
According to the “Business Dictionary” health insurance is:
A plan that covers or shares the expenses associated with health care. These plans fall into three classifications: commercial health insurance, which is provided by many different companies; private noncommercial health insurance, which is provided by Blue Cross and Blue Shield; and social insurance, which is provided by social security.

expenses associated with health care.”  Just what are those “expenses“…?  Well off the top of my head, those would be: Office visit co-pays | Out of Network charges | Emergency Room charges | Hospitalization | Monthly premiums | Pharmaceuticals [i.e., filling prescriptions]  just some I can think of at the moment…

But according to the “Journal of Ethics” published by the American Medical Association (AMA), “Health care prices are opaque, and patients and clinicians are equally in the dark about them. The problem is that right now it is not clear who has the answers. The costs of delivering care are obscured in layers of jargon and complex accounting.[1] ”  Boy, is that ever an understatement…!

I don’t have the answers – do you…?  I guess the only thing to do is try to learn about the whole health care industry – that’s right, it is an industry that is highly profit driven and motivated – from actual health care when you visit your doctor to the medical devices part of the industry [a part that has a powerful lobby when it comes to getting what they want]…

President Obama created the Affordable Care Act (ACA) but better known as “Obamacare” – look what that got him, an undeserved legacy as the “most hated president” in American politics…

Of course, now we have the Republicans who sat on their hands for seven years yammering away about how awful Obamacare is and they vowed to repeal it and replace it with something much better and “cheaper”…  Here it is July 2017 and a “replacement” health care bill is nowhere in sight… One would think there would have been a health care bill created by the Republicans in those seven years that would now have all Americans jumping up and down with joy…

And so it goes…  In the meantime, educate yourself: Healthcare Pricing Info [Healthcare Bluebook] | The Challenge of Understanding Health Care Costs and Charges | The Complex Relationship between Cost and Quality in US Health Care

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